Graeme Holm Helps Clients Manage Their Debt

Graeme Holm is a man with a mission to help clients in Australia seeking financial advice. His previous ventures encompass all areas of the financial sector including real estate and financial planning. That has totaled over 17 years of experience to date, and during that time is when he became inspired to create Infinity Group Australia. His company would cut better loan deals with its clients than the popular competitors. The website Release Fact recently published an article about why cash should be a consumers preference and help with debt.


Starting from the top, credit cards are just simple to pull out and swipe. While using cash adds to a psychological barrier of what exactly you are giving away for a product. Cash also makes it easier to track your overall spending, as a consumer is always aware of how much money they have in the wallet. Next, using cash makes it unlikely a consumer will make a huge purchase. That provides an opportunity to re-think the decision, and possibly just save up for the item.


Naturally, the benefits of cash go far below the surface of what we do day-to-day. Credit Cards are by nature a resource to spend money the consumer does not have. There is no guarantee a consumer will be able to pay everything back on time, or even might simply snowball their spending out of control. Cards also often have fees, which can easily be avoided with physical cash. Infinity Group Australia has a proven track record of encouraging consumers to use cash and that has been a successful strategy for many clients.


The difference cash and a credit card boils down to the consumers’s knowledge. Cash is simple to use and makes a person aware of the finite amount in their wallet. Credit Cards are an unlimited invisible fund, that a person will have to pay back sooner or later. Regardless of the method, only a consumer who knows how to handle credit card debit and have the ability to pay it off should consider it. Cash is more efficient in the long term. Infinity Group Australia has helped countless clients get back on track with their debt over the years.

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